Valentine’s Day is coming up soon and this means chocolates, flowers, candles, and you guessed it…jewelry! While you and your loved one spend some quality time this weekend, you’ll want to make sure that your gifts are properly covered and that you are celebrating safely. We have put together some basic tips on how to minimize your risks and stay safe this Valentine’s Day.
Protect the Bling
Are you thinking of gifting your valentine a piece of expensive jewelry or a high-priced luxury item? You will want to make sure its properly covered under your insurance policy. Scheduled personal property coverage is an optional add-on to your policy that provides coverage for a greater number of risks and/or may increase the coverage limits on specific high-value belongings such as watches and jewelry. You can also purchase jewelry coverage on a separate policy which provides specialty coverage at an affordable price.
Spark the Romance, Not your Home
Valentine’s Day often involves a lot of candles around the house. These pose minimal risks when supervised but can quickly escalate into a large fire when left unattended.
- If you leave the room, blow out the candles.
- Keep flammable items such as clothing and blankets away from an open flame.
- When cooking, consider using a timer to remind you of the meal and always make sure that your fire and smoke alarms are working properly.
Make Sure to Celebrate Safely
During the time of COVID-19, celebrating with loved ones outside of your home could pose health risks. The CDC recommends the below tips to ensure you and your family stay safe:
- Celebrate virtually with those outside of your home.
- Drop off Valentines gifts to loved ones.
- Prepare a special meal and have a movie night in.
- If you do have people over, it is recommended to gather outside and social distance.
For a personalized risk evaluation, please call our office at 407.675.3880