Valentine’s Day is
coming up soon and this means chocolates, flowers, candles, and you guessed
it…jewelry! While you and your loved one spend some quality time this weekend,
you’ll want to make sure that your gifts are properly covered and that you are
celebrating safely. We have put together some basic tips on how to minimize
your risks and stay safe this Valentine’s Day.
Protect the Bling
Are you thinking of
gifting your valentine a piece of expensive jewelry or a high-priced luxury
item? You will want to make sure its properly covered under your insurance
policy. Scheduled personal property coverage is an optional add-on to your
policy that provides coverage for a greater number of risks and/or may increase
the coverage limits on specific high-value belongings such as watches and
jewelry. You can also purchase jewelry coverage on a separate policy which
provides specialty coverage at an affordable price.
Spark the Romance, Not
your Home
Valentine’s Day often involves
a lot of candles around the house. These pose minimal risks when supervised but
can quickly escalate into a large fire when left unattended.
- If you leave the room, blow out the candles.
- Keep flammable items such as clothing and blankets away from an open flame.
- When cooking, consider using a timer to remind you of the meal and always make sure that your fire and smoke alarms are working properly.
Make Sure to Celebrate
Safely
During the time of
COVID-19, celebrating with loved ones outside of your home could pose health
risks. The CDC recommends the below tips to ensure you and your family stay
safe:
- Celebrate virtually with those outside of your home.
- Drop off Valentines gifts to loved ones.
- Prepare a special meal and have a movie night in.
- If you do have people over, it is recommended to gather outside and social distance.
For a
personalized risk evaluation, please call our office at 407.675.3880
