Umbrella Insurance - Laureate Insurance Partners Umbrella Insurance - Laureate Insurance Partners
umbrella shielding icons of a boat, home, familiy, car, medical box and beating hear from rain and lightning

We all know that the weather in Florida changes rapidly and sometimes you need an umbrella, the same applies to insurance protection. Umbrella insurance policies are designed to protect you in the event of something bad happening. Think it will never happen to you? It seems like everyday in the news we hear about someone suing for outrageous amounts of money or filing a lawsuit over the smallest things.

One day you could be facing a lawsuit for hundreds of thousands or even millions of dollars and if you do not have umbrella insurance, you could be responsible for paying that money alone. Umbrella insurance is designed to protect you above and beyond your standard insurance coverage and molds itself to your unique situation. Remember, you don’t want to get caught in the “rain” without an umbrella.




An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.

The cost is minimal compared to the comfort of knowing you’re covered. 



An umbrella insurance policy pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid under umbrella policies. 


Personal Umbrella insurance can be applied to events such as:

  • Auto Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicles
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our Laureate Insurance Advisors. 


Contact us to receive your free umbrella insurance quote today! 

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