Risk Tip: Preparing for Floods - Laureate Insurance Partners Risk Tip: Preparing for Floods - Laureate Insurance Partners

If you call Florida home, the potential for floods is nothing new. Even if you don’t live in Florida, you still are at risk to experience flooding. Flooding is one of the most common natural disasters in the country and we want to make sure that you are your family are prepared in the unfortunate event that it happens. We have put together a list below to help you prepare for flooding and to ensure that your valuables are protected.

Knowing Your Flood Risk

Every home is at risk for flooding, but some areas have a much higher flood risk. You can determine your flood zone online to discover if your home is at risk for flooding.

Keep Inventory

Take photos and videos of all your valuables and high-price items. Keeping documentation of this is important if and when you need to file an insurance claim.

Keep Important Documents Safe

In the event of a flood, your documents should be kept away in a watertight safety box. This includes documents such as birth certificates, social security cards, passports, insurance records, etc.

Get Flood Insurance

Most importantly, if you are in a high-risk flood area, you will need to get flood insurance. Most homeowners insurance policies do not cover floods. Contact us today to speak with a licensed insurance professional to talk about getting a flood insurance policy. 

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