Prepare for Hurricane Season - Laureate Insurance Partners

Hurricane season is quickly approaching and when it comes to being prepared, you can never overdo it. Please take a moment to get some essential tips to ensure that you are fully prepared this hurricane season. Visit our resources page for more information.

Make a plan

Even if there is no threat of a hurricane or severe weather at the moment, it is always necessary to have an emergency plan for you and your family.

Plan your evacuation route well ahead of time
Buy emergency supplies and keep on hand
Take an inventory of your personal property
Review your insurance policies
Take steps to protect your home/business

Prepare your family

It is crucial that your family understands your emergency plan and continues to stay updated on the storm. Understanding the difference between a hurricane “watch” and a hurricane “warning” is very important.

A “hurricane watch” means hurricane conditions are possible in a specified area, but there’s a chance they may not occur.
A “hurricane warning” is issued 36 hours before tropical storm–force winds are expected.

Prepare an emergency food and water supply

Hurricanes can easily disrupt your food and water supply. Make sure you have at least 3-5 days worth of non-perishable foods that require little to no cooking or refrigeration.

Have emergency cash available

Whenever severe weather hits, you can almost guarantee that the power will go out. In this case, you will not be able to withdraw money from the ATM. It is recommended that you have at least $300-$500 in various increments.

Make sure you have flood insurance

Flood insurance is not covered on a standard homeowners insurance policy but is advisable for all homeowners. Typically, a separate flood policy needs to be purchased. Please note, there is a waiting period after purchasing flood insurance that can be anywhere from 1 to 30 days.