Laureate Insurance Tips

It’s back to school time, don’t forget to keep your guard up when driving through school zones and near bus stops! Double check your car insurance policy to ensure you... ...

Renters Insurance ONLY covers the policy holder. If you’ve got roommates, be sure they have their own renters policy to ensure they are adequately covered. Need a quote? Feel free... ...

Ensure your home doesn’t look unoccupied when you’re away this summer. This will help you avoid insurance claims related to burglary and theft. Need a quote? Feel free to contact... ...

Lightning and any damage that it causes is what is known as a peril that is covered on almost all home owners insurance policies. Be sure that you are covered... ...

Hurricane season is upon us and in Florida, that entails a lot of planning and preparation. If you have a boat in a Marina, it’s important to make sure you... ...

Safety should always come first when you’re on a boat. It’s highly recommended that your boat has all 5 of these essential items when you’re heading out on the water... ...

Summer is almost here and with schools closing, that means more time for family vacations! We hope your summer is filled with fun and relaxing activities, and not with stress... ...

While you’ll no doubt get instructions from the local government, it’s wise to create your evacuation plan well before a hurricane. Make a Plan Even if there is no threat... ...

Flood damage from rain is a common homeowner worry. You may wonder since I already have a homeowner’s policy, do I really need separate flood insurance? The short answer is... ...

Some requirements for insurance coverage on home pools: Fence or screen enclosure surrounding pool Pool is always filled with water No diving board or slide It’s important to make sure... ...

Pro Tip: Be sure to read through your policy to understand what ‘perils’ or disasters that you are safeguarded against. Your policy will either outline what is covered or what... ...

We are quickly approaching hurricane season and it would be a good idea to review your homeowner’s insurance policy coverages and deductibles. Are you fully covered in case of a... ...

There are two types of coverages available when purchasing flood insurance: Building Coverage Contents/Personal Property Coverage If you are in a region that is flood prone, often you’ll find that... ...

Hurricane season is quickly approaching and when it comes to being prepared, you can never overdo it. Please take a moment to get some essential tips to ensure that you... ...

If you live in an area that is prone to flood, make sure that you not only safeguard your home with flood insurance but ensure you have you comprehensive car... ...

Did you know that we offer not only Car and Home Insurance but also ATV, Golf Cart, Motorcycle, UTV, SXS, Boat and RV? Be sure to safeguard all of your... ...

Buying a condo or a townhome? It’s important to know what type of coverage is required for this type of property. With condos and sometimes townhomes, you own the interior... ...

Named perils on a home insurance policy means that ONLY those perils listed will be covered should they occur to your home. Open perils or all perils will define what... ...

Be sure that you add your new car to your policy and don’t assume that the dealer adds it for you as it’s not their responsibility. Contact us today at 407-675-3880 or click... ...

In most cases, your current car insurance will cover any rental car to a certain extent. Check your policy or call your insurance provider to see how your policy covers... ...

Reporting your reduced car mileage could save you 5-10% on your car insurance. On average, car owners drive 12,000 per year but if you are driving less due to retirement... ...

It’s a good idea to review your insurance coverage at least once a year to ensure that your family and belongings are appropriately protected. For example, home renovations can affect... ...

Getting a multi-policy discount isn’t only applicable for home and car insurance but also renters, boat, and umbrella insurance. See what you could save by bundling your insurance in one... ...

With homeowners insurance, you should insure 100% of your home’s rebuild cost. This will safeguard the ability to rebuild your house, the way it is now, in the unfortunate event... ...

Sub-limits are also called “special limits” on insurance policies and some items, such as jewelry, have limited coverage. If you have valuable items, besure that your homeowners insurance will safeguard... ...

If you live in a disaster-prone area, like Florida for example, make sure that you have the right coverage for natural disasters. At Laureate Insurance, we can offer low hurricane... ...

RV Insurance cost depends on several factors such as your driving record, the type of RV and where you like to travel to. Make sure that your home away from... ...

Every business and industry comes with its own unique set of risks and as a business owner be sure you know what yours are. Having the right insurance agent helps... ...

Your average insurance policy will cover the basics but make sure that you have extra coverage for your unique needs. Below are some common insurance coverage gaps that you should... ...

It’s Home Office Safety and Security Week! Business Owners, did you know that if your home is your headquarters that your homeowners insurance may not necessarily cover your home office... ...

To better understand the unique needs of our clients, we are purposefully situated in the heart of the community we serve.  We have strong partnerships with the builders and Homeowner’s... ...

Always get in touch with your mortgage lender if you must file an insurance claim. In most cases, your lender needs to be made aware of an insurance claim. Why... ...

Use a car service to get home from your holiday parties. Average Uber/Lyft: $25-45 Average DUI Fees: $4000 Average Car Insurance Increase: $1,100 Choose wisely and get home safe! Contact... ...

Having a well-documented paper trail for your insurance claim is key making the process as painless as it can be. Save all your receipts, take pictures of everything, ask for... ...

Deductibles are what you pay before your insurance policy kicks in. By requesting higher deductibles on your auto insurance, you can lower your policy cost. For example, increasing your deductible... ...

Did you know that comprehensive auto insurance covers you and your vehicle with unexpected things such as fire, hail or floods? This is something to consider if you live an... ...

Car insurance takes a variety of factors into consideration for how much it costs such as the price of the car and how much it is to repair it. Be... ...

Replacement cost is how much it will cost to rebuild your home with similar types and quality of materials. Market Value is the actual cash value of the home. These... ...

You may pay a lower homeowners insurance premium if you live near a fire department. There are other factors to consider such as how effective the fire department is, the... ...

Water damage is one of the most common types of homeowners insurance claims and every year 1 in 50 homeowners will file a water damage claim. Be sure to know... ...

When decorating your homes for Halloween, the risk that someone may slip and fall while navigating these spooky displays increases. Homeowners could face insurance claims if guests hurts themselves and... ...

Each year, thousands of animal-related collisions are reported. These accidents can cause serious injuries and costly vehicle repairs. Living in Florida, this is a risk we know all too well,... ...

A working smoke alarm considerably increases your chances of surviving a fire in your home. Replace the batteries twice a year, unless you are using 10-year lithium batteries. Install smoke... ...

While you’ll no doubt get instructions from the local government, it’s wise to create your evacuation plan well before a hurricane. MAKE A PLAN Even if there is no threat... ...

A standard home insurance policy will typically offer a minimum of $100,000 of liability protection for a homeowner. However, we recommend increasing coverage to $300,000 or $500,000 especially if you... ...

You may be able to save on insurance premiums by looking into safety and prevention features that often merit a discount. Consider purchasing monitored burglar alarms and security cameras both... ...

Bundling your renters insurance with your other policies can be an easy way to save money. We can check with your auto insurance company to see if they offer renters... ...

We are in the heart of hurricane season, so it is a good idea to review your homeowner’s insurance policy coverages and deductibles. Are you fully covered in case of... ...

On July 28, 2021, Gulfstream Property and Casualty Insurance Company (“Gulfstream”) was ordered liquidated by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial Services (“Department”)... ...

In Florida, our AC units are really put to the test during the summer months with temperatures reaching well above the 90’s. The following checklist should be performed on your... ...

Driving around Florida, we all know that construction on the roadways seems to be a never-ending thing. To keep everyone safe, we urge you and all drivers to pay attention... ...

Summer is here and if you have a pool in your backyard, it’s probably a good time to consider all steps you can take to ensure you and your family... ...

WHAT TO DO IF YOU HAVE DAMAGE If you need to report a claim, please contact the insurance company directly. This will ensure the fastest service and processing. We also have... ...

Summer is almost here and with schools closing, that means more time for family vacations! After a year of being inside and now that vaccines are being rolled out more,... ...

Hurricane season is something that Floridians are all too familiar with, but when it comes to being prepared, you can never over do it. Please take a moment to get... ...

If you call Florida home, the potential for floods is nothing new. Even if you don’t live in Florida, you still are at risk to experience flooding. Flooding is one... ...

Trying to live a healthier lifestyle can be a little complicated at times. There are so many different facets of life to improve upon such as weight management, physical health,... ...

Summer is right around the corner! While many of us may be ready to hit the water — we at Laureate Insurance want to make sure you are equipped with... ...

If 2020 has taught us anything, it is to expect the unexpected. That is why is it crucial to get prepared before an emergency arises. We have put together a... ...

Have you heard that saying, “the days go by slow, but the years go by fast?” That saying seems so apropos when it comes to home maintenance. While it feels... ...

The holiday season is a great time to celebrate with family and loved ones, a day to eat, drink, and be thankful for all we have. While we know that the... ...

Giving Jewelry for the Holidays As with most celebrations, jewelry is at the top of the list for gift giving. Thinking of gifting a piece of expensive jewelry or a... ...

MAKE YOUR HOUSE LOOK OCCUPIED To prevent theft or vandalism, we recommend making your home look occupied. Leave on lights inside your home if you’re not going to be there... ...

  PREPARE YOUR HOME WHILE AWAY When you are traveling for the holidays, burglars could target your home. Having an alarm system installed can help keep burglars out and in... ...

Lightning can cause damage to you, your home, and your valuables. It’s critical to take steps to prevent the dangerous effects of lightning and to keep you and your family... ...

In its simplest form life insurance policies are designed to cover loss of income, end-of-life expenses, funeral costs or other financial needs that your family may have in the unfortunate... ...

After a natural disaster, unethical vendors or public adjusters may approach you with schemes promising to put you in a better position than you were before the catastrophe. These schemes... ...

A week ago today most of Central Florida was preparing for what was expected to be a direct hit from Hurricane Dorian.  We saw how quickly it grew into a... ...

While we hope the storm doesn’t impact you or your family, we want all of you to know that we are fully prepared to help you or your business in... ...