Is Your Home Protected From Flood Damage? - Laureate Insurance Partners Is Your Home Protected From Flood Damage? - Laureate Insurance Partners

8 Ways to Protect Your Home From Flood

If you live in Florida, flood is definitely one your least favorite words and for a good reason. It turns out that floods are the number one natural disaster in the United States. It’s astonishing to know that just a few inches of water from a flood can cause tens of thousands of dollars of damage to your home and property. The good news is, there are things you can do around your home to prepare yourself.


Below are a few ideas you can do right now to keep your home protected from flood:


·       Buy flood insurance

Flood insurance is advisable for all homeowners and is separate from your homeowner’s insurance policy. It is especially important if you are in, or near, a high-risk flood zone. Call us to discuss your flood insurance options.


·       Clean your gutters

Gutter systems carry water to an area where it will create the least damage. However, clogged gutters can cause erosion, flooding and foundation damage.


·       Get an inspection

Even if you are handy, you may not have the knowledge to predict how your home will handle flood conditions. A professional inspector can tell you exactly where water damage is likely, so you know where to focus your efforts.


·       Close foundation gaps

Structural damage is often caused by water exposure. Your foundation supports your entire house, so damage can lead to high-cost repairs. Look around the base of your home and check for cracks. The faster you fix cracks before they grow, the easier and cheaper the repairs will be.


·       Raise electrical equipment

Raising your electrical system component (switched, sockets, circuit breakers and wiring) will prevent damage to the system and avoid potential for fire from short circuits.


·       Anchor outdoor equipment

Unanchored outdoor equipment, such as fuel tanks and generators can damage your home by floating, rupturing or releasing fuel. Anchoring equipment is usually inexpensive.


·       Install flood vents

If your basement, crawlspace walls or garages do not have opening to relieve the pressure of water against them during a flood, the walls can be damaged or collapse.


·       Improve drainage

Effective drainage systems move flood waters to non-risk areas. Be sure to direct downspouts to at least 10 feet away from your home or business and clear gutters of any debris.


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