Risk Tip: Boat Safety - Laureate Insurance Partners Risk Tip: Boat Safety - Laureate Insurance Partners

Boat Safety

Summer is finally here! While many of us may be ready to hit the water — we at Laureate Insurance want to make sure you are equipped with everything you need to know to keep you and your family safe while boating.

·        Wear a Life Jacket: Did you know that according to the U.S. Coast Guard statistics, over two-thirds of fatal accident victims drowned, and out of those approximately 90% were not wearing a life jacket! 

·        Don’t Rely on Swimming Aids: Floaties or noodles are fun to splash around with, however they should never be used in place of a U.S. Coast Guard approved flotation device. 

·        Avoid Boating Under the Influence:  Not only is it dangerous to operate a boat while drinking, but it is also against the law to operate a boat while intoxicated. Florida Law states that a person may not operate a boat with a blood alcohol content of .08 or higher.

·        Be Aware of Carbon Monoxide: All boat engines emit Carbon Monoxide (CO), which is an odorless and colorless poisonous gas that can kill you in a matter of minutes.  Early symptoms of CO poisoning consist of irritated eyes, headache, nausea, weakness and dizziness. You don’t have to be in the cabin to be at risk.      

·        Know the Nautical Rules of the Road: Boating navigation rules are a lot like the rules of the road and are in place to help prevent collision.   


You might also consider taking a boating safety course.  Although this cannot guarantee your safety while on a boat, it is a great way to mitigate your risk along with the rules of the water.   


For more information on boat safety please visit the National Safe Boating Council