Risk Tip: Boating Safety - Laureate Insurance Partners Risk Tip: Boating Safety - Laureate Insurance Partners

Summer is right around the corner! While many of us may be ready to hit the water — we at Laureate Insurance want to make sure you are equipped with everything you need to know to keep you and your family safe while boating.

Wear a Life Jacket: Did you know that according to the U.S. Coast Guard statistics, over two-thirds of fatal accident victims drowned, and out of those approximately 90% were not wearing a life jacket! 

Don’t Rely on Swimming Aids: Floaties or noodles are fun to splash around with, however they should never be used in place of a U.S. Coast Guard approved flotation device. 

Avoid Boating Under the Influence:  Not only is it dangerous to operate a boat while drinking, but it is also against the law to operate a boat while intoxicated. Florida Law states that a person may not operate a boat with a blood alcohol content of .08 or higher.

Be Aware of Carbon Monoxide: All boat engines emit Carbon Monoxide (CO), which is an odorless and colorless poisonous gas that can kill you in a matter of minutes.  Early symptoms of CO poisoning consist of irritated eyes, headache, nausea, weakness and dizziness. You don’t have to be in the cabin to be at risk.      

Know the Nautical Rules of the Road: Boating navigation rules are a lot like the rules of the road and are in place to help prevent collision.   

You might also consider taking a boating safety course.  Although this cannot guarantee your safety while on a boat, it is a great way to mitigate your risk along with the rules of the water.   

For more information on boat safety please visit the National Safe Boating Council  

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